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Value assumptions and offer source
Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.
This offer has not been checked.
Bank of America Customized Cash Rewards
Sign-Up Bonus
Bonus History
No bonus changes detected yet. Current bonus: $200 (~$200).
Tracking since February 10, 2026
Earning Rates
Card Benefits
- ✓No annual fee
- ✓0% intro APR for 15 billing cycles
- ✓Preferred Rewards bonus up to 75%
Why Consider the Bank of America Customized Cash Rewards
The Bank of America Customized Cash Rewards from Bank of America offers a $200 sign-up bonus worth approximately $200. The $1,000 spend requirement over 3 months is manageable for most cardholders.
Beyond the sign-up bonus, the card earns 3% on category of choice, 2% grocery/wholesale on top of 1% on all purchases. Cash Rewards can be redeemed for travel, statement credits, or gift cards.
With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).
Bank of America Application Rules
2/3/4 rule: Max 2 cards in 30 days, 3 in 12 months, 4 in 24 months
Related Guides
On Bank of America's secure site