Best Cash Back Credit Cards 2026

Earn cash rewards on every purchase with these top cash back cards.11 cards worth $2,300+ in sign-up bonuses.

Quick Picks

Best Flat Rate
Chase Freedom Unlimited
Best for Groceries
Amex Blue Cash Preferred
Best Rotating Categories
Discover it Cash Back
American Express

Blue Cash Preferred Card

$350
~$350 value
Spend Required$3,000 in 6 months
Annual Fee$0(waived yr 1)
Base Rewards1% on all purchases
6% groceries (up to $6k/yr)6% streaming3% transit+1 more
Apply NowDetails
Chase

Chase Freedom Unlimited

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1.5% on all purchases
3% dining3% drugstores5% travel via Chase portal
Apply NowDetails
Capital One

Capital One SavorOne

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
3% dining3% entertainment3% streaming+2 more
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Chase

Chase Freedom Flex

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
5% rotating categories (quarterly)3% dining3% drugstores
Apply NowDetails
American Express

Blue Cash Everyday Card

$200
~$200 value
Spend Required$2,000 in 6 months
Annual Fee$0
Base Rewards1% on all purchases
3% groceries (up to $6k/yr)3% gas3% online retail
Apply NowDetails
Citi

Citi Double Cash Card

$200
~$200 value
Spend Required$1,500 in 6 months
Annual Fee$0
Base Rewards2% on all purchases (1% when you buy, 1% when you pay)
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Citi

Citi Custom Cash Card

$200
~$200 value
Spend Required$1,500 in 6 months
Annual Fee$0
Base Rewards1% on all purchases
5% on top spending category (up to $500/month)
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Capital One

Capital One Quicksilver

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1.5% on all purchases
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Bank of America

Bank of America Unlimited Cash Rewards

$200
~$200 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1.5% on all purchases
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Bank of America

Bank of America Customized Cash Rewards

$200
~$200 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
3% on category of choice2% grocery/wholesale
Apply NowDetails
Discover

Discover it Cash Back

Cashback Match
~$150 value
Spend Required$0 in 12 months
Annual Fee$0
Base Rewards1% on all purchases
5% rotating categories (quarterly, up to $1,500)
Apply NowDetails