Monthly spend needed$334
Estimated first-year value$200 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Explore valuation scenarios

Bank of America

Bank of America Unlimited Cash Rewards

$200
~$200 value (unconfirmed estimate)
Unconfirmed offer

Sign-Up Bonus

Bonus
$200
Estimated Value
$200
Spend Required
$1,000
Timeframe
3 months

Bonus History

No bonus changes detected yet. Current bonus: $200 (~$200).

Tracking since February 10, 2026

Earning Rates

Base Rate
1.5% on all purchases
Bonus Categories

Card Benefits

  • No annual fee
  • 0% intro APR for 15 billing cycles
  • Preferred Rewards bonus up to 75%

Why Consider the Bank of America Unlimited Cash Rewards

The Bank of America Unlimited Cash Rewards from Bank of America offers a $200 sign-up bonus worth approximately $200. The $1,000 spend requirement over 3 months is manageable for most cardholders.

With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).

Bank of America Application Rules

2/3/4 rule: Max 2 cards in 30 days, 3 in 12 months, 4 in 24 months

Annual Fee$0
Networkvisa
Rewards TypeCash Rewards
Credit Neededgood

On Bank of America's secure site