We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.
Value assumptions and offer source
0.5¢ per point: Statement credit (editorial estimate, 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.
This offer has not been checked.
Citi Custom Cash Card
Sign-Up Bonus
Bonus History
No bonus changes detected yet. Current bonus: 20,000 points (~$100).
Tracking since February 10, 2026
Earning Rates
Card Benefits
- ✓No annual fee
- ✓0% intro APR for 15 months
Why Consider the Citi Custom Cash Card
The Citi Custom Cash Card from Citi offers a 20,000 points sign-up bonus worth approximately $100. The $1,500 spend requirement over 3 months is manageable for most cardholders.
Beyond the sign-up bonus, the card earns 5% on top spending category (up to $500/month) on top of 1% on all purchases. ThankYou Points can be redeemed for travel, statement credits, or gift cards.
With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).
Citi Application Rules
48-month rule: Cannot get bonus if you received one on same card family in past 48 months
Related Guides
On Citi's secure site