American Express Business Gold vs Ink Business Unlimited
Compare these two cards side by side to find the best fit for your spending and travel goals.
American Express Business Gold American Express | Ink Business Unlimited Chase | |
|---|---|---|
| Sign-Up Bonus | 200,000 points | $750 |
| Bonus Value | $1,200 | $750 |
| Spend Required | $15,000 | $6,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $375 | $0 |
| Base Rewards | 1x on all purchases | 1.5% on eligible business purchases |
| Rewards Currency | Membership Rewards | Ultimate Rewards |
| Network | Amex | Visa |
| Credit Needed | Good | Good |
American Express Business Gold Perks
- +Flexible payment options
- +Expense management tools
- +Transfer to 20+ airline/hotel partners
- +No foreign transaction fees
American Express Business Gold Bonus Categories
- +4x on top 2 categories each month (up to $150k/yr)
- +Categories: airfare, advertising, gas, shipping, computing, restaurants
Ink Business Unlimited Bonus Categories
- +1.5% on eligible business purchases without a category cap
Frequently Asked Questions
Which is better, American Express Business Gold or Ink Business Unlimited?
The American Express Business Gold offers a higher sign-up bonus value (200,000 points vs $750). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the American Express Business Gold and Ink Business Unlimited?
Yes, since the American Express Business Gold is issued by American Express and the Ink Business Unlimited is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The American Express Business Gold typically requires good credit, while the Ink Business Unlimited requires good credit. A score of 700+ is generally recommended for premium cards.