Chase Sapphire Preferred vs Wells Fargo Autograph Card
Compare these two cards side by side to find the best fit for your spending and travel goals.
Chase Sapphire Preferred Chase | Wells Fargo Autograph Card Wells Fargo | |
|---|---|---|
| Sign-Up Bonus | 75,000 points | 60,000 points |
| Bonus Value | $750 | $900 |
| Spend Required | $5,000 | $1,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $95 | $0 |
| Base Rewards | 1x on other purchases | 1x on all purchases |
| Rewards Currency | Ultimate Rewards | Wells Fargo Rewards |
| Network | Visa | Visa |
| Credit Needed | Good | Good |
Chase Sapphire Preferred Perks
- +Up to $100 in Chase Travel hotel credits per account anniversary year; credited purchases do not earn points
- +Up to $120 Global Entry, TSA PreCheck or NEXUS application fee credit every four years
- +Primary rental collision/theft coverage subject to the benefit guide
- +No foreign transaction fees
Wells Fargo Autograph Card Perks
- +No annual fee
- +Cell phone protection
- +No foreign transaction fees
Chase Sapphire Preferred Bonus Categories
- +5x Chase Travel purchases
- +3x dining, selected streaming and online grocery (exclusions apply)
- +3x gas stations, EV charging and vacation homes at eligible brands
- +2x other travel
Wells Fargo Autograph Card Bonus Categories
- +3x restaurants
- +3x travel
- +3x gas
- +3x transit
- +3x streaming
Frequently Asked Questions
Which is better, Chase Sapphire Preferred or Wells Fargo Autograph Card?
The Wells Fargo Autograph Card offers a higher sign-up bonus value (60,000 points vs 75,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Chase Sapphire Preferred and Wells Fargo Autograph Card?
Yes, since the Chase Sapphire Preferred is issued by Chase and the Wells Fargo Autograph Card is issued by Wells Fargo, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Chase Sapphire Preferred typically requires good credit, while the Wells Fargo Autograph Card requires good credit. A score of 700+ is generally recommended for premium cards.