The Platinum Card from American Express vs Chase Sapphire Reserve
Compare these two cards side by side to find the best fit for your spending and travel goals.
The Platinum Card from American Express American Express | Chase Sapphire Reserve Chase | |
|---|---|---|
| Sign-Up Bonus | 175,000 points | 100,000 points |
| Bonus Value | $1,050 | $1,000 |
| Spend Required | $8,000 | $6,000 |
| Timeframe | 6 months | 3 months |
| Annual Fee | $895 | $795 |
| Base Rewards | 1x on all purchases | 1x on other purchases |
| Rewards Currency | Membership Rewards | Ultimate Rewards |
| Network | Amex | Visa |
| Credit Needed | Excellent | Excellent |
The Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 hotel credit
- +$200 Uber Cash
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
Chase Sapphire Reserve Perks
- +Up to $300 in travel statement credits per account anniversary year; qualifying purchases do not earn points
- +Chase Sapphire Lounge and Priority Pass access, subject to enrollment and access terms
- +Up to $500 annually for eligible prepaid stays with The Edit; two-night minimum and up to $250 per booking
- +Up to $120 Global Entry, TSA PreCheck or NEXUS application fee credit every four years
The Platinum Card from American Express Bonus Categories
- +5x flights booked directly
- +5x hotels via Amex Travel
Chase Sapphire Reserve Bonus Categories
- +8x Chase Travel purchases, including The Edit
- +4x flights booked directly
- +4x hotels booked directly
- +3x dining worldwide
Frequently Asked Questions
Which is better, The Platinum Card from American Express or Chase Sapphire Reserve?
The The Platinum Card from American Express offers a higher sign-up bonus value (175,000 points vs 100,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the The Platinum Card from American Express and Chase Sapphire Reserve?
Yes, since the The Platinum Card from American Express is issued by American Express and the Chase Sapphire Reserve is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The The Platinum Card from American Express typically requires excellent credit, while the Chase Sapphire Reserve requires excellent credit. A score of 700+ is generally recommended for premium cards.