Value assumptions and offer source
1¢ per point: Cash back (statement credit) (editorial estimate, 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.
Offer last checked 2026-09-16.
Offer sourceChase Sapphire Reserve
Sign-Up Bonus
Bonus History
Tracking since February 10, 2026
Earning Rates
Card Benefits
- ✓Up to $300 in travel statement credits per account anniversary year; qualifying purchases do not earn points
- ✓Chase Sapphire Lounge and Priority Pass access, subject to enrollment and access terms
- ✓Up to $500 annually for eligible prepaid stays with The Edit; two-night minimum and up to $250 per booking
- ✓Up to $120 Global Entry, TSA PreCheck or NEXUS application fee credit every four years
Why Consider the Chase Sapphire Reserve
The Chase Sapphire Reserve from Chase offers a 100,000 points sign-up bonus worth approximately $1,000. You need to spend $6,000 in 3 months, which requires planning but is achievable with regular expenses.
Beyond the sign-up bonus, the card earns 8x Chase Travel purchases, including The Edit, 4x flights booked directly, 4x hotels booked directly, 3x dining worldwide on top of 1x on other purchases. Ultimate Rewards points can be transferred to airline and hotel partners for outsized value, or redeemed at 1.25-1.5x through the Chase travel portal with a Sapphire card.
The $795 annual fee is offset by the card's perks and credits — evaluate which benefits you'd naturally use. The card requires excellent credit (750+).
Chase Application Rules
5/24 rule: Cannot be approved if you've opened 5+ cards in past 24 months
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Related Guides
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