Capital One Venture X vs Chase Sapphire Reserve
Compare these two cards side by side to find the best fit for your spending and travel goals.
Capital One Venture X Capital One | Chase Sapphire Reserve Chase | |
|---|---|---|
| Sign-Up Bonus | 75,000 miles | 100,000 points |
| Bonus Value | $375 | $1,000 |
| Spend Required | $4,000 | $6,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $395 | $795 |
| Base Rewards | 2x on all purchases | 1x on other purchases |
| Rewards Currency | Capital One Miles | Ultimate Rewards |
| Network | Visa | Visa |
| Credit Needed | Excellent | Excellent |
Capital One Venture X Perks
- +$300 annual travel credit
- +10,000 bonus miles on anniversary
- +Capital One Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
Chase Sapphire Reserve Perks
- +Up to $300 in travel statement credits per account anniversary year; qualifying purchases do not earn points
- +Chase Sapphire Lounge and Priority Pass access, subject to enrollment and access terms
- +Up to $500 annually for eligible prepaid stays with The Edit; two-night minimum and up to $250 per booking
- +Up to $120 Global Entry, TSA PreCheck or NEXUS application fee credit every four years
Capital One Venture X Bonus Categories
- +10x hotels via Capital One Travel
- +5x flights via Capital One Travel
Chase Sapphire Reserve Bonus Categories
- +8x Chase Travel purchases, including The Edit
- +4x flights booked directly
- +4x hotels booked directly
- +3x dining worldwide
Frequently Asked Questions
Which is better, Capital One Venture X or Chase Sapphire Reserve?
The Chase Sapphire Reserve offers a higher sign-up bonus value (100,000 points vs 75,000 miles). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Capital One Venture X and Chase Sapphire Reserve?
Yes, since the Capital One Venture X is issued by Capital One and the Chase Sapphire Reserve is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Capital One Venture X typically requires excellent credit, while the Chase Sapphire Reserve requires excellent credit. A score of 700+ is generally recommended for premium cards.