Ink Business Preferred vs Ink Business Cash
Compare these two cards side by side to find the best fit for your spending and travel goals.
Ink Business Preferred Chase | Ink Business Cash Chase | |
|---|---|---|
| Sign-Up Bonus | 100,000 points | $750 |
| Bonus Value | $1,000 | $750 |
| Spend Required | $8,000 | $6,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $95 | $0 |
| Base Rewards | 1x on other purchases | 1% on other purchases |
| Rewards Currency | Ultimate Rewards | Ultimate Rewards |
| Network | Visa | Visa |
| Credit Needed | Good | Good |
Ink Business Preferred Perks
- +Employee cards at no additional cost
- +Cell phone protection subject to terms
- +No foreign transaction fees
Ink Business Preferred Bonus Categories
- +3x combined travel, shipping, eligible social-media/search advertising, internet, cable and phone purchases, up to $150,000 per account anniversary year
Ink Business Cash Bonus Categories
- +5% combined office-supply, internet, cable and phone purchases, up to $25,000 per account anniversary year
- +2% combined gas-station and restaurant purchases, up to $25,000 per account anniversary year
Frequently Asked Questions
Which is better, Ink Business Preferred or Ink Business Cash?
The Ink Business Preferred offers a higher sign-up bonus value (100,000 points vs $750). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Ink Business Preferred and Ink Business Cash?
Both cards are issued by Chase, so you can hold both. However, check Chase's rules on sign-up bonus eligibility if you already have one of these cards.
What credit score do I need for these cards?
The Ink Business Preferred typically requires good credit, while the Ink Business Cash requires good credit. A score of 700+ is generally recommended for premium cards.